01 — The Problem: Impossible Reconciliation and Its Losses
Money left on the table
Manual reconciliation is not only slow; it is prone to errors that cost real money. Companies lose between 1% and 3% of revenue due to unnoticed failures in the POS payment flow.
We identified three critical revenue leaks:
- Deposits that never happened: Sales closed at the POS that the bank never credited to the account.
- Incorrectly calculated fees: The bank applies incorrect rates or ignores the preferential conditions negotiated.
- Late deposits: Money arrives days or weeks later than agreed, affecting cash flow.
02 — The Solution
Automated Financial Audit
Tesote doesn't just reconcile; it audits every transaction to ensure you receive exactly what you sold.
Deposit Control
1-to-1 verification that each POS batch closure is converted into cash in the bank.
Rate Validator
Independent recalculation of fees based on your contract. Immediate alert if the bank overcharges.
Claims Management
Automatic generation of evidence for bank claims. History of disputes and resolutions.
Financial Alerts
Immediate alert/email notification for: missing deposit > 24 hours or commission variance > 0.1%.
- Smart reconciliation: POS closing (gross) vs. bank deposit (net)
- Detection of "false positives" due to differences in cut-off dates
- Real cash flow visibility by bank and branch
03 — Schedule (4 Weeks)
Discovery + Connection
Mapping of accounts and fee contracts. Reading connection to banks and POS.
Historical Audit
Analysis of recent data to identify error patterns and calibrate the reconciliation engine.
Alert Settings
Definition of thresholds for discrepancy notifications (amounts and times).
Launch & Recovery
Live system. Start of real-time leak detection and claims management.
04 — Impact Metrics
Financial Health Indicators
Measurable results focused on the integrity of your income.
| Metrics | Goal |
|---|---|
| Audited Sales | 100% |
| Deposit Failure Detection | <24h |
| Error in Commissions | 0% |
| Recovery Rate | High |
| Evidence for Claim | Immediate |
05 — Requirements
What we need to audit
- Read access to banking portals
- API access/Reports to POS systems
- Table of agreed commissions (current contracts)
- List of active terminals by branch
Tesote Deliverables
- Financial Integrity Panel
- Daily discrepancy reports
- Money leak alerts
- Claims management support
06 — Security
Your financial data is secure. Read-only, never any fund transfers.
- Bank encryption
- Read-only access
- SOC2 compliance
Stop the leak today
Schedule a demo to see how much money you could be saving.
Request Auditor write to luis@tesote.com